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Spending Vs Savings

October 30th, 2010 Leave a comment Go to comments

I’m at an interesting point right now in my personal philosophy towards spending and saving.  To give some background to my mental state, I guess I’d have to describe my personal finance upbringing.  Essentially, there was none.  I remember I was probably around 14 when my Dad sat down and discussed money and taxes with me.  Before that, I guess my family had the old school mentality of “it isn’t proper to discuss money”.

Fast forward to me graduating from college and getting my first job.  I was seriously in awe with how much I was getting paid to basically solve little problems on the computer, and I enjoyed what I was doing.  At the same time, my expenses were ridiculously low.  I think I was paying $500/month for rent, with utilities included.  Needless to say I saved some serious money.  I really didn’t spend money on anything either, besides buying a new truck (which I still have today… paid off).

Today, however, I’m add odds with how I feel about money.  On one hand, I think I should save any extra money I come across, but on the other hand, I have a nice little nest egg.  Should I spend money on material things that catch my eye and not feel guilty about it?

Tonight I’m probably going to go to the Apple store and drool over the new MacBook Air.  If I felt like it, I could throw down some plastic and not think twice.  I wouldn’t have to go into debt to get it, and I think it would be useful to have for blogging, working on websites, etc.  But something inside me feels like I shouldn’t buy it… like I would feel guilty for indulging and spending that much money on something that I don’t “need”.  Not to mention, I spent $550 there two weeks ago buying an iPad, which I still have mixed feeling about, but use pretty much every day.

I guess I have a little guy on one shoulder telling me life is too short to worry about things like this.  If there’s something shiny and new that I think would be cool to own, why not get it.  On the other shoulder is a little guy telling me that I don’t need those types of things and I would be wasting my hard earned money.

Sometimes I wish I was one of those care free types of people that don’t worry about money, except I wonder if they really do deep down.  Do they feel the same way, and maybe even more so, and put on a front of not caring to deal with it?  Not sure, but I’ll let you know what I think about the new shiny laptop that Apple has :)

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  1. January 16th, 2013 at 06:02 | #1

    Hi there would you mind stating which blog
    platform you’re using? I’m looking to start my own
    blog soon but I’m having a tough time selecting between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design seems different then most blogs and I’m
    looking for something unique. P.S My apologies for being off-topic but
    I had to ask!

  2. September 8th, 2013 at 18:31 | #2
  1. January 4th, 2015 at 05:28 | #1